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You are here: Home / 2012 / Archives for March 2012

Archives for March 2012

Store Policies: Not All Locations Operate in the same League

March 22, 2012 by Tracy

Photograph Credit: Flickr (Steven Depolo)

With soccer season beginning, I know the rules of the game will be the same, but the regulations for choosing the sideline, seating for spectators, and distribution of snacks differ from league to league.

Knowing the game rules alone does not create confidence in a player in a new league. To gain confidence, the player participates and learns how to substitute, where to put his gear, and how to succeed on and off the field.

Shopping at your grocery store involves the same confidence. Just knowing the sales and the coupon match-ups alone does not create confidence in the shopper. To gain confidence, the shopper must practice and learn her store’s policies.

My Publix Shopping Trip – Unfamiliar Store

While out running errands with my girls on March 6, I stopped by a Publix near our insurance office. With Wednesday to Tuesday sales’ dates, I needed to gather my savings since the new sales began the next day.

The girls and I shopped and then headed to checkout. When the cashier took my coupons, she looked them over. Upon noticing that my Mueller’s pasta coupons expired on February 29 (the first day of the sale), the cashier refused to accept them. Confused, I asked for an explanation. She indicated that this Publix location does not accept expired coupons, even when the coupons expire within the sales’ week.

Since I was not familiar with this store’s policy, I asked the cashier kindly to remove the pasta boxes from my transaction. I paid for the remaining items, took my Mueller’s pasta coupons, and left the store.

My Publix Shopping Trip – Familiar Store

Later in the day, I stopped by my Publix store. I gathered the Mueller’s pasta and salad dressing on my way to the checkout station. Mr. Mike was working, so I chose his lane. After scanning my items, he took my coupons, noticed that the expiration date was within the sales’ week, accepted my coupons, and I paid the difference – $2.03 for 10 boxes of Mueller’s spaghetti and 1 bottle of Wish Bone dressing. Mission accomplished!

 5 Lessons Gained

1. Management dictates the store’s policies.

Though both stores carried the Publix name, the management policies differed. You may find one location with more meat specials while another expands the coupon policy. In this case, the first store has a narrow coupon policy where my favorite Publix offers a broad interpretation of the coupon rules.

2. Location matters.

Armed with your shopping list, store coupons, and manufacturer coupons, you can experience different results depending on where you shop. One store may allow a substitution for an out-of-stock product while another will just write a rain check.

3. Stay firm in your coupon knowledge.

If you know that another location will accept your coupon, then remove the item from your shopping cart. Don’t feel pressured to give-in to their store’s policy. I knew that my store would honor the coupons. Confident in my Publix’s store policy, I refused to pay $5 that I knew I could save at another location. If I had been unable to shop at my familiar store that day, I would have by-passed the sale. For me, I refuse to pay for what I know I can save.

4. Know your store’s policies.

When I enter my Publix store, I immediately head to customer service to get coupons. While waiting for the employee to retrieve them, I ask questions. From these interactions, I have learned that my store honors certain competitor’s coupons, double coupons up to $.60, offers a scholarship program, and accepts coupons that have expired during the current sales’ week.

5. Shop at your familiar store.

In using time wisely, I will plan my errands more carefully to include my Publix. By shopping in my store, I will save money (use my coupons), energy (quick trips after knowing the store’s layout), and time (one stop verses two locations in one day).

If you have a less-than-perfect experience using your coupons, don’t give up. Try another location of the same store. You may find that your favorite location is not the one closest to your home. Just because one store regulates the store policies differently does not mean you need to give up the coupon game. Keep using coupons, just find another league. Take heart; it happens to all of us. Happy savings!

Question: What store policy turned you off to a store or location?

Filed Under: Grocery Shopping, Food Tagged With: grocery shopping

Social Media Platforms: Which ones are your favorites?

March 21, 2012 by Tracy

Photograph Credit: Flickr (Simmi Behal)

Currently, Using Time Wisely is only available on Facebook. With Twitter, Google+, Pinterest, Tumblr, LinkedIn, YouTube, and other social media platforms, I would like to branch out of my comfort zone.

However, I’m not sure where to go. Which social media platforms are your favorites?

Other than Facebook, what added social media platforms would you recommend for Using Time Wisely? I’m looking for platforms that you find beneficial. Any tips you have to offer are greatly appreciated!


Filed Under: Communication, Miscellaneous Tagged With: facebook

2012: Happy First Day of Spring!

March 20, 2012 by Tracy

Photograph Credit: Rita's Italian Ice

In celebration of the first day of spring, Rita’s Italian Ice is offering each customer a free regular-sized Italian ice today, March 20, 2012.

To find a Rita’s Italian Ice, click on this store locator.

Just stop by between 12:00 p.m. and 9:00 p.m. to enjoy your cool drink.

Happy first day of spring!

Filed Under: Holiday, Event Planning, Uncategorized Tagged With: spring

Decluttering: Week 3 of Project Simplify – 2012

March 19, 2012 by Tracy

Last week was a great week spent playing with my kids. We participated in lots of activities, most away from home, and had a great time. Though I did not make much progress at home, I would not trade the time spent with my family. Priceless!

In sharing Week #2’s Project Simplify task, I could not decide which area to tackle: my pantry or my freezer. Well, I decided . . . with the beautiful weather and my children outside, I chose to defrost, clean, and reorganize our chest freezer.

Week #2: Kitchen and/or Pantry

Though not housed in my kitchen, our chest freezer is definitely at the heart of our kitchen. With items placed, removed, and shifted to find other items, I no longer knew what food I had available in the freezer. In addition, the inside had accumulated about ½” thick of ice. So, it was time to tackle the ice and the clutter while organizing our freezer space.

    • Remove all items out of the freezer. Yep! I used boxes and placed similar items together.

    • Scrap and de-ice the freezer.

    • Organize the items
      1. Breakfast Items
      2. Breads
      3. Desserts
      4. Meats
      5. Vegetables
      6. Dinner entrées
    • Place the items into designated space
    • Close the freezer before the food defrosts. 🙂

   

Before                                                           After

Now I know what foods I have which allowed me to pass on a sausage deal this week because I had 4 packages in the freezer. Prior to organizing the freezer, I would have purchased more sausage because I did not know how many I had in my stockpile. By organizing and reorganizing, I am saving money, energy, and time, and that is using time wisely.

If you participated in this Project Simplify task, then please leave a link to your results or post your pictures in the comments.

Week #3: Closets, Countertops, and Drawers (oh my)

With Week #1 and #2 complete, Project Simplify is moving to Week #3 – Closets, Countertops, and Drawers. As I return to our normal routine, I hope to make some good progress on our home this week. Next week, I’ll report back on my progress. Enjoy the process, and happy organizing!

Question: How often do you declutter a space in your home?

Filed Under: Household, Organizing Tagged With: decluttering

Major Medical: Benefits Guide

March 18, 2012 by Tracy

If you are just starting to organize your important documents, you may want to start at the beginning. This series began with Box 1, and today’s post completes category 3 of Box 2.

Under the category of Major Medical, our summary page and identification card information resides in the fifth file opening of an accordion filing system.

The other items housed in this file slot are the benefits guide and correspondence.

Note: My filing system will look different from your system because our lives, policies, and documents are not the same. I share my organizational structure with you as a guide to organizing your documents. Please adjust this system to meet your needs.

Benefits Guide

This booklet (250+ pages) includes explanation of benefits, premium amounts, contact information, and an overview of the health plans and other benefits offered through my husband’s employer. When I question our benefits, I consult this guide for the answer or the contact number for the department to ask.

Correspondence

If we receive any notices or changes to our major medical policy, I would add them to this file. At this time, I keep in this file our COBRA Initial Notification Memo. Should we ever lose our health insurance, this memo proves that our family is eligible for COBRA insurance.

In adding our Insurance Benefits Guide and correspondence to our file, our major medical category in Box 2 of our important insurance documents is complete. Keeping similar documents together with staples or paper clips makes retrieval quick and easy.

In using time wisely, I paper clip our documents and label the categories. Find a system that works for you, and stay consistent throughout your files. You’ll be glad you did. Happy organizing!

Filed Under: Major Medical, Document Organization, Box 2 Tagged With: insurance

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