• Home
  • About Tracy
  • Contact Me

Using Time Wisely

Organized to save money, energy, and time

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • YouTube
  • Document Organization
    • Overview
    • Box 1
      • Credit Report/Cards
        • Credit Reports
          • Credit Updates
          • Credit Scores
        • Credit Cards
      • Personal
      • Home Ownership
      • Vehicles
    • Box 2
      • Life Insurance
      • Major Medical
      • Tax-Favored Programs
      • Prescriptions
      • Dental & Vision
      • Special Health Policies
      • Short-term Disability
      • Long-term Disability
      • Personal Insurance
    • Box 3
      • Social Security Documents
      • Retirement
      • Investments
      • Estate Planning
      • Tax Records
  • Household
    • Cleaning
    • Maintaining
    • Organizing
    • Scheduling
      • Laundry
  • Event Planning
    • Assisting
    • Attending
    • Coordinating
      • Birthday Party
      • Christmas
      • Dinner Party
      • Fall Festival
      • Field Trip
      • Lemonade Stand
      • Thanksgiving
    • Learning
    • Preparing
    • Serving
  • Miscellaneous
    • Communication
      • Customer Service
      • E-mail
      • RSS Feed Reader
    • Goals
    • Organization
    • Time Management
      • To Do List
  • Food
    • Food Prep
    • Grocery Shopping
      • Lists
      • Pricing
    • Menu Planning
    • Recipes
    • Stockpile
  • Family Activities
    • Going Out
      • Free Outings
      • Inexpensive Outings
      • Summer
    • Rewards
      • Good Grades
      • Reading
      • Summer Reading
    • Staying at Home
  • Stretching Your Dollars
    • Daily Deals
      • Groupon
      • LivingSocial
    • Drugstores
      • CVS
    • Gas Prices
    • Gifts
    • On-line Shopping
    • Pictures
    • Products
    • Restaurants
    • School Items
    • Tips
You are here: Home / Archives for 2012

Archives for 2012

Scheduling: Start with Your Nemesis

October 22, 2012 by Tracy

Start with Your Nemesis
Start with Your Nemesis

Photograph Credit: Microsoft Images

When my life gets out of control (and yes, that happens), I go back to the drawing board.

For me, the drawing board is a legal pad of paper. You see, my To Do list runs into multiple pages, but it releases my mind to focus 100% on one priority at a time.

As I assign the items on my To Do list to a day, I start with my nemesis. The thing I really care not to do but know needs to be done is at the top of my list.

The reasons I start with my nemesis, which is usually cleaning our bathrooms, include the following:

Saves Time Dreading my Nemesis

When I know that my 3 bathrooms need cleaning, I feel a weight on my shoulders. I waste time thinking about how much I really do not want to clean the bathroom, and how I will keep a little one entertained while I scrub away. But, when I start my cleaning with the bathrooms, then I am free to make progress without dreading my nemesis.

Spends my Energy Wisely

At the start of my To Do list, I have more energy to exert. Beginning with my bathrooms that need lots of attention, I work hard to get the tough job done first. As I get tired and worn out, I like having my bathrooms done because the other items on my list usually require less effort.

Spurs my Momentum

With the hard part accomplished, I can take on the other tasks like paying bills, sorting laundry, dusting, organizing my pantry, and vacuuming. These other items are finishing touches after my nemesis is complete. I get to the point where if I can get my nemesis complete, then I can surely do the next thing on the list. 😉

As you find life piling up around you and needing to get something accomplished, start with your nemesis. This process saves time dreading the nemesis, spends your energy wisely, and spurs your momentum. Take a break as needed, but then get moving. Happy accomplishing!

Question: What is your nemesis?

Filed Under: Household, Scheduling

2012: Third Credit Report Update

October 21, 2012 by Tracy

Credit report update
Credit report update

Photograph Credit: Microsoft Images

Unfortunately, identify theft is on the rise. As our family is a victim from the security breach of the South Carolina Department of Revenue, I cannot shout loud enough the importance of routinely checking your credit reports.

If you are following my recommended schedule for requesting your credit reports, then check the date on your previous year’s credit report.

Wait at least one full year from the processing of your last request for a free report. For example, I requested my Equifax report more than a year ago, so I can request another this year for free.

In using time wisely, I request our reports every 4 (or 5) months. This month, I requested Paul’s TransUnion report and my Equifax report. Though the request options include web site and mail, my preference is by phone. As the credit bureaus have been slammed with requests, I am still awaiting our reports.

But when the reports arrive, I will do the following:

1. Review for errors,

2. Challenge discrepancies,

3. Run a free TransUnion credit score for Paul,

4. Replace last year’s reports with these accurate reports with score in the first file slot of Box 1 of my important documents, and

5. Put file box away until February’s credit check

Running the free credit reports keeps you informed of your active accounts and alerts you to any unauthorized new accounts. To protect your identity, request your credit reports on a rotating schedule while using time wisely. Watching closely with you!

Question: Have you been a victim of identify theft?

Filed Under: Document Organization, Credit Reports, Credit Report/Cards, Box 1 Tagged With: credit reports

2012 Third Quick Tip Week: Free Kids’ Haircuts

October 20, 2012 by Tracy

Free kids' haircuts
Free kids' haircuts

Photograph Credit: JCP

Quick Tip Week continues! Hope this week of shorter posts highlighting one tip in each category helps you in using time wisely.

For series already in progress, I will continue with the next segment following our Quick Tip Week.

Embrace this week, add your tips in the comments, and continue using time wisely!

Quick Tip #7: Free Kids’ Haircuts

Beginning on Sunday, November 4, 2012, J. C. Penney will offer free kids’ haircuts every Sunday. With the success of their back-to-school promotion, J.C. Penney’s CEO has chosen to make the promotion permanent for all students in kindergarten through 6th grade.

Are you feeling the generosity of J. C. Penney recently? They are definitely reaching out to customers. From the free family portrait to the free kids’ haircuts, J. C. Penney really wants you visiting their locations to see their new format and to spend your money.

In using time wisely while stretching your dollars, make a reservation for your qualified students’ free haircut on any Sunday beginning in November at your local J. C. Penney location. Happy savings!

Question: What do you think of J.C. Penney’s generosity?

Filed Under: Services, Quick Tip Week, Stretching Your Dollars, Uncategorized Tagged With: haircut

2012 Third Quick Tip Week: Free Krispy Kreme Doughnut

October 19, 2012 by Tracy

Free Krispy Kreme doughnut - Halloween
Free Krispy Kreme doughnut - Halloween

Photograph Credit: Krispy Kreme Doughnuts

Quick Tip Week continues! Hope this week of shorter posts highlighting one tip in each category helps you in using time wisely.

For series already in progress, I will continue with the next segment following our Quick Tip Week.

Embrace this week, add your tips in the comments, and continue using time wisely!

Quick Tip #6: Free Krispy Kreme Doughnut

Per Krispy Kreme Doughnut’s Facebook Page:

Visit any participating Krispy Kreme location and show us your costume and receive a free doughnut.

Dressing up as who knows who? A fairy, a goblin, or something that boos.

Wear your favorite costume to Krispy Kreme on October 31st to receive your FREE Halloween or Pumpkin Spice Doughnut. No purchase necessary.

Find a store near you- http://locations.krispykreme.com/.

Offer good for one doughnut per customer at participating stores on October 31st only.

Visit http://KrispySkremes.com/ to see all of our haunting delicious treats.

This offer is good in the United States and Canada. Now off to choose a costume and a delicious doughnut. Enjoy!

Question: Do you plan to dress up on Halloween?

Filed Under: Quick Tip Week, Going Out, Free Outings, Family Activities, Uncategorized Tagged With: Krispy Kreme Doughnuts

2012 Third Quick Tip Week: Wendy’s Coupon Booklet

October 18, 2012 by Tracy

Wendy's coupon booklet - Halloween
Wendy's coupon booklet - Halloween

Photograph Credit: Wendy’s

Quick Tip Week continues! Hope this week of shorter posts highlighting one tip in each category helps you in using time wisely.

For series already in progress, I will continue with the next segment following our Quick Tip Week. Embrace this week, add your tips in the comments, and continue using time wisely!

Quick Tip #5: Wendy’s Coupon Booklet

For a limited time, you can purchase a Wendy’s coupon booklet for $1. The booklet contains 10 coupons. Each coupon is good for one Jr. Frosty. Yum! My favorite is the chocolate, but my daughter prefers the vanilla option.

In addition to offering a great trick-or-treat prize, 90 cents of every dollar spent purchasing these booklets benefits the Dave Thomas Foundation for Adoption.

As you prepare for your Halloween celebration, enjoy a chilly treat benefiting a cool charity. Enjoy!

Question: What do you plan to gift on Halloween night to those who trick-or-treat?

Filed Under: Quick Tip Week, Food, Uncategorized Tagged With: coupons, Wendy's

« Previous Page
Next Page »

Welcome to Using Time Wisely!

 

Presenting organizational tips and tricks to save you money, energy, and time.

To access 5 Ways to Using Time Wisely Today, click "like" on my facebook page and join in on the journey of Using Time Wisely.

Looking for something?

Email Newsletter

Sign up to receive email updates and to hear what's going on with us!

Copyright © 2026 · Lifestyle Pro Theme on Genesis Framework · WordPress · Log in