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You are here: Home / Archives for 2012

Archives for 2012

Social Security: Photocopy Your Identification Card

September 23, 2012 by Tracy

Overview of File Box 3With a busy schedule, I understand how your document organization gets shoved to the side. I get it!

With homework, laundry, meals, soccer, dishes, and family activities, you need a little reprieve. Take heart, this week’s project will only take about 5 minutes. 😉

Working within File Box 3 in the first category of Social Security documents, we have filed our annual statement for each family member and our identification card for each family member.

If you are still waiting on these documents or are correcting, then work where you are.

Photocopy Your Identification Card

When you get your identification card, I recommend keeping 2-3 copies of each card in your file box or notebook. You will need to give a copy of your Social Security card to your employer to accurately report your earnings on your W-2 Wage and Tax Statement.

Weekly Project: Make a copy of each family member’s Social Security Identification Card.

Protect Your Identification Card

Tracy’s Soap Box: This topic of identity theft is near and dear to me. 

Stepping up on my box, I want to help you. Your Social Security number is your private number. In the wrong hands, you will spend more time than you can imagine getting your identity cleared.

When asked for your Social Security number, challenge the reason for the information.

I do not give my number to my doctor’s offices. Yes, they like to use that information for identification, but I do not give the entire number. They may use the last 4 digits or a phone number or a date of birth.

There is one exception –  when the insurance company uses your Social Security number rather than an insurance identification number to file claims.

If the party requesting my Social Security number gives a good reason for needing it, then I make the decision to give or not give it. However, if the reason is only for identification, then I request another form of identification because they don’t need my Social Security number.

You may think this is extreme, but the documentation sent with your Social Security identification card states:

Some private organizations use Social Security numbers for record keeping purposes. Such use is neither required nor prohibited by Federal law. The use of your Social Security number by such an organization for its own records is a private matter between you and the organization. Private organizations cannot get information from your Social Security record just because they know your number.

Any Federal, State, or local government agency that asks for your number must tell you: whether giving it is mandatory or voluntary, its authority for requesting the number, and how the number will be used.

If the government has regulations as to how they use my number, then I hold the private sector responsible as well. When I fill out the documentation at the doctor’s office and hand the clipboard back to the receptionist, she may leave that document on her desk while she takes a break.

Though she cannot get information from my Social Security record, she may allow another patient visual access to my Social Security number. This is the problem I have with using my number for identification.

Lest you think this doesn’t happen, I was given a clipboard of documents as a new patient. In filling out the pages, I found someone else’s forms under my paperwork listing their medical, personal, and insurance information. Yeah! I gave the documents back right away with a comment expressing my concern regarding their privacy practices.

If you choose to use your Social Security number in the private sector for record keeping, then take heed to protect access to your private number – stepping down from my box. 😉

In using time wisely, protect your identity by keeping your Social Security Card in your filing system with a couple photocopies for those who need access to your number and benefits.

In organizing your important documents, we are over two-thirds complete. Happy organizing!

Question: What do you think about private organizations using your Social Security number for identification?

Filed Under: Box 3, Social Security Documents, Document Organization Tagged With: social security

BJ’s Wholesale Club: Free 60-day Membership Pass

September 22, 2012 by Tracy

BJ's free 60-day membership
BJ's free 60-day membership pass

Photograph Credit: BJ’s

For new members only, BJ’s Wholesale Club released a free 60-day membership pass.

When activating your 60-day membership by December 31, 2012, new members can tryout BJ’s for free throughout the holiday season. Talk about stretching your dollars! 😉

Possible Good Idea if . . .

1. You have never had a BJ’s membership.

2. You live near a BJ’s Wholesale Club.

3. Plan to visit and shop at BJ’s.

4. Will remember to cancel your membership before the 60 days end.

Waste of Your Time if . . .

1. You are or have been a BJ’s member.

2. Don’t have a BJ’s near you.

3. Have no interest in a wholesale club membership or already have a wholesale membership.

4. Won’t remember to cancel the membership before the 60 days end.

I like wholesale memberships. In fact, our family carries a Sam’s Club membership which I use for peanut butter, bread flour, butter, Bounty paper towels, Snuggle, All free and clear, and fuel.

In addition to matching coupons and sales at our local grocery store, I find these items worth our $35 annual business membership at Sam’s Club. Since BJ’s has no locations in South Carolina, this deal is not great for me.

In using time wisely and stretching your dollars, this pass may or may not meet your needs. If you are considering a BJ’s membership, then this is the perfect opportunity to evaluate the $50 per year membership fee before making the commitment. Keep stretching your dollars!

Question: What is your opinion of wholesale clubs? 

Filed Under: Shopping, Stretching Your Dollars Tagged With: BJ's

REMINDER: Museum Day – September 29, 2012

September 21, 2012 by Tracy

Free Museum Day 2012

Photograph Credit: Smithsonian Magazine

Don’t forget. Next Saturday, September 29, 2012, is Smithsonian Magazine’s Museum Day. Though free, you need a museum ticket to get into your selected museum. If you haven’t reserved your spot, claim it now.

After sending your request, you will receive an e-mail with your ticket to print.

Last year our family went to an art museum where the children received free admission. This year, I chose a children’s museum and am bracing myself for a packed house.

Even with two tickets, we will pay for one admission since each ticket admits one person and a guest. With our family of 5 and no free admission for the toddler, I gladly pay for one admission since I refuse to pay full price for this museum. 😉

In using time wisely, I considered our schedule and chose a museum we all could enjoy. I think we will have a blast next Saturday at our chosen museum. Happy choosing!

Question: What types of museums does your family enjoy?

Filed Under: Free Outings, Going Out, Family Activities Tagged With: family activity, museum

Krispy Kreme: National Coffee Day – September 29, 2012

September 21, 2012 by Tracy

National Coffee Day
National Coffee Day

Photograph Credit: Krispy Kreme

Happy 75th Anniversary, Krispy Kreme! Among your promotions on National Doughnut Day, Talk Like a Pirate Day, and National Coffee Day, you are celebrating in style.

Though I keep eyeing the new cotton candy and caramel apple doughnuts, I have not taken the plunge. If you follow my goals, you know I really don’t need any doughnuts. But if I splurge, it will take a chocolate iced, crème filled doughnut. Yum!

National Coffee Day Free Coffee

For all you coffee lovers, Krispy Kreme comes to your rescue offering a free 12 oz. of their house blend in honor of National Coffee Day on Saturday, September 29, 2012. Per Krispy Kreme Doughnuts’ Facebook page, this offer is for all United States and Canadian locations, a limit of one per customer, and no purchase necessary.

National Coffee Day Giveaway

In addition to the free house blend offer, Krispy Kreme will give 75 fans a free year of coffee which is 2 bags of coffee shipped to winners each month. To enter the free giveaway, fill in this form and chose your favorite signature coffee (house blend, decaf, or dark roast). The sweepstakes ends on Saturday, September 29, 2012. Good luck!

For additional fun, family activities, check out Using Time Wisely’s Facebook event page. Enjoy using time wisely with those you love! Happy fall!

Question: What’s your favorite item on Krispy Kreme’s menu?

Filed Under: Going Out, Free Outings, Family Activities Tagged With: Krispy Kreme Doughnuts

7-Eleven: CofFREE Day – September 28, 2012

September 21, 2012 by Tracy

CofFree Day
CofFree Day

Photograph Credit: 7-Eleven

You might want to adjust your morning route this Friday, September 28, 2012 to include a stop at 7-Eleven.

From 7:00 a.m. to 11:00 a.m. (EST), you can get a free large coffee because it’s CofFREE Day!

While participating in CofFREE Day, you can also cast a vote in the 7-Election, where customers choose either a blue cup or red cup in support of their Presidential choice.

CofFree Day

Photograph Credit: 7-Eleven

To enjoy your free cup of joe, visit your local 7-Eleven between 6:00 a.m. and 10:00 a.m. on Friday, September 28, 2012.

Happy CofFREE Day!

For more family-fun activities and free promotions, visit Using Time Wisely’s Facebook event page. Happy planning!

Question: If you drink coffee, what’s your favorite brand?   

Filed Under: Going Out, Free Outings, Family Activities Tagged With: 7-Eleven

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