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You are here: Home / Archives for 2012

Archives for 2012

Christmas Savings: Make a List and Check It Twice

December 8, 2012 by Tracy

Make a List and Check It Twice
Make a List and Check It Twice

Photograph Credit: Microsoft Images

In stretching your dollars this holiday season, you may need to think outside the box.

As you make a list and check it twice, stay within your budget. If your budget cannot accommodate your giving spirit, then don’t fret.

Turn toward free or less expensive options found in Feed It Forward, giveaways and sweepstakes, and bundles to separate.

Feed It Forward

The Feed It Forward program allows you to gift friends and family a $10 e-gift certificate for free. The limit on Facebook friends is 15 per day, while the limit on e-mail addresses is 100 per day. The daily maximum is 100 gifts per day. In using time wisely, you can gift thousands of friends this December for free with a little time invested.

Giveaways and Sweepstakes

Last year, I won a giveaway package from Southern Savers. My gift included a coffee maker, blender, and automatic wine opener. All three of these gifts arrived, and I wrapped them for a friend and family members. The recipients were so grateful, and I openly shared how their gifts were chosen for them. It was a great opportunity to share how entering giveaways and sweepstakes saves our family money.

For giveaways, I like Money Saving Mom, Freebies 4 Mom, Southern Savers, Meet Penny, Becentsable, and Simple Savings for ATL Moms. Giveaways are on-going on some websites and sporadic on others. As you see a giveaway that does not interest you, consider entering. If you win, give the item or service as a gift.

For current sweepstakes, check out Heather Hernandez’ Freebies 4 Mom. On the menu bar, you can find freebies, sweeps, and giveaways. I love how Heather categorizes the sweeps by entry type: weekly, daily, or once. Heather keeps her list current.

Bundles to Separate

When you need to purchase lots of items, look for bundles to separate into separate gifts. In previous years, I have purchased 3-count candles, package of ornaments, and jewelry sets. With the less expensive cost per unit, I can open the package and gift each item separately.

If you purchase on-line, start with E-bates or Shop at Home and find a promotional code to keep your savings within your budget.

In using time wisely and stretching your dollars, make a list and check it twice. Then look to Feed It Forward, giveaways and sweepstakes, and bundles to separate options. Though definitely not all the ways one can save, these three strategies can save you money, energy, and time.

If you still cannot afford Christmas, focus on the experiences. Creating a homemade coupon book, baking cookies, or going on an outing provides a special memory for the recipient beyond a temporal token. Happy gifting!

Question: How are you stretching your dollars this Christmas season?

Filed Under: Shopping, Gifts, On-line Shopping, Stretching Your Dollars Tagged With: Feed It Forward, Christmas

Subway: Celebrating Customer Appreciation Month

December 7, 2012 by Tracy

Subway customer appreciation month
Subway customer appreciation month

Photograph Credit: Subway

Appreciating their customers, Subway is offering the 6” cold cuts combo or 6” meatball marinara for only $2 each until December 31, 2012.

If you find your time limited and you are near a Subway location, a $2 lunch or dinner can solve time constraints without breaking the bank.

Enjoy using time wisely this holiday season. For more family activities, visit Using Time Wisely’s Event page on Facebook. I’m also documenting My 25 Day ‘til Christmas each day. Though I haven’t completed the list entirely to-date, I’m back on track. Come connect with me on Facebook to post your progress. Happy planning!

Question: What is your favorite sandwich at Subway? 

Filed Under: Going Out, Inexpensive Outings, Family Activities Tagged With: Subway

Start Saving from Scratch – Part 6 of 6

December 6, 2012 by Tracy

Start Saving from Scratch

Photograph Credit: Microsoft Images

The end of the series has arrived. 😉

Though not as thorough as my food cycle series, covering my menu planning to grocery shopping to evaluating the savings, this Start Saving from Scratch series condensed that information with links back to the original posts.

As a review, the breakdown of the series is as follows:

Start Saving from Scratch

Part 1: Organizing my food supply

Part 2: Creating a menu

Part 3: Compiling a grocery list

Part 4: Gathering my savings

Part 5: Giving groceries a home

Part 6: Taking a Step Back and Repeat

Part 6: Taking a Step Back and Repeat

To learn from my mistakes and improve saving my family money, I take the time to evaluate my shopping trips. I review my grocery lists, store envelopes, and receipts.

Reviewing grocery lists

As I scan my grocery list, I like to review the shopping trip. If I did not pick up an item, then I take a closer look to see if I missed it or made the right decision. In using time wisely to think through my shopping trip, I have learned to check the price per unit to determine the best deal as well as focusing on the buy one, get one free deals over sale prices when stockpiling.

Reviewing store envelopes

At the end of my shopping trip, my store envelopes get stuffed with receipts, lists, coupons, rain checks, coupon policies, and my notes. Upon reviewing my grocery list, I remove, sort, organize, and insert any needed items back into my envelopes.

Reviewing receipts

Though I review my receipt before leaving the store, I review it again at home to take surveys, document my savings, and then file it away. By taking Bi-Lo surveys, I have received coupons for free hand sanitizer, fruit snacks, tissues, cold medicine, and orange juice. In using time wisely to take surveys, I have reduced our grocery spending with these free items.

By documenting my savings, I can track my savings and my spending. Realizing that I am saving 80% on one purchase and 50% on another purchase, I can evaluate the depth of my savings. The best part of keeping track is looking back at the conclusion of the year to see the total amount saved.

Since I use my credit card for grocery purchases, I file the receipts to reconcile my statement once a month.

In completing this series, reviewing my grocery lists, store envelopes, and receipts helps me learn how to increase my savings. This process works for me. As I continue to follow these steps, I can even send someone else to the store with instructions and get the same result.

I was so proud of Paul as I was busy with the kids and needed to get to the store. Paul asked if he could go to help me out. Of course, I gave him what he needed. He returned bragging about purchasing $70 in retail for under $5 after loyalty card, sales, and coupons discounts.

As you continue using time wisely to save your family money while feeding them, find a routine that works for you. As you practice, you will get more efficient. Happy saving!

Question: How do you evaluate your shopping trips?

Filed Under: Grocery Shopping, Food Tagged With: food, savings

Heads Up: Update, Series Recap, and 2012’s Top 10 List Weeks

December 5, 2012 by Tracy

Wrapping up with update, series recap, and 2012's top 10 list
Wrapping up with update, series recap, and 2012's top 10 list

Photograph Credit: Fotolia

In winding down 2012, I have chosen to close this chapter by wrapping up and reporting the results of series and topics covered this year.

Beginning on Sunday, I will start an update week, followed by a series recap week, and finishing the year with 2012’s top 10 list on Using Time Wisely.

Update Week

Throughout the year, I share topics and projects with which I am trying or working. As I finish 2012, I have chosen one topic per day for a follow-up post. These updates start on Sunday, December 9 and conclude on Saturday, December 15.

Series Recap Week

In writing numerous series during the year, I plan to post a recap of each series for each category throughout the week of Sunday, December 16 – 22.

2012’s Top 10 List

Similar to 2011’s Top 10 List, I will rely on Google Analytics’ calculations for the most popular posts this year.

In using time wisely to wrap up 2012, I hope these posts will prove beneficial to you. I am looking forward to the series recap week as I would love to have one post with all the series listed by category for the year.

As you bring 2012 to a close, finish strong while using time wisely. Happy finishing!

Question: How are you wrapping up 2012?

Filed Under: Blogging, Miscellaneous Tagged With: miscellaneous

Christmas Party: Ornament Exchange

December 4, 2012 by Tracy

Christmas ornament exchange
Christmas ornament exchange

Photograph Credit: Microsoft Images

When I was a teenager, I got invited to my first Christmas ornament exchange. My Sunday School teacher was very creative and wanted a special party for our class.

All dressed up, my friend and I went together with our new ornaments purchased and wrapped. Feeling all grown up, I remember unwrapping the red and green striped paper to reveal a shiny gold sleigh ride ornament.

Though I did not have a Christmas tree in my room, we had a family tree where I proudly displayed my new ornament. Today, that ornament is no longer bright and shiny, but I still proudly hang in on my tree year after year.

My Favorite Ornament Exchange

Since my first ornament exchange, I have attended a number of parties that included an ornament exchange.

My favorite exchange occurred with my roommates in college. After purchasing and wrapping ornaments for each other, we met for the campus lighting ceremony complete with singing Christmas carols. Then we headed out to dinner and exchanged our ornaments over dessert.

We took turns giving our ornaments to each other. When we got back to our dorm room, we decorated our Christmas tree with our new ornaments. This ornament exchange holds a special place in my heart as the experience brings back fond memories with special friends.

Options for Your Ornament Exchange

As you plan your holiday festivities, an ornament exchange offers an opportunity for making special memories. You can allow one participate to gift her ornament. Then the one gifted, chooses another participant to give her wrapped gift until all have a new ornament.

Another option is to turn the ornament exchange into a game where all the ornaments are put together. Then numbers are drawn. When it is your turn, you may either choose from the group or “steal” from one that already opened an ornament you want.

In using time wisely this holiday season, an ornament exchange requires little planning with lots of fun, laughs, and memories. If you need (or want) a reason to party, consider an ornament exchange or a cookie exchange. Both include seasonal items to make the gathering fun for adults, teenagers, and children. Enjoy this Christmas season with those you love. Happy planning!

Question: What gatherings are you planning this holiday season?

Filed Under: Holiday, Christmas, Event Planning Tagged With: Christmas

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