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You are here: Home / Archives for 2012

Archives for 2012

Register Review: February 7, 2012 Edition

February 23, 2012 by Tracy

Welcome to a new feature here at Using Time Wisely! Periodically on Thursdays during our food edition, I will apply the tools supplied in my food cycle series to show you how to get those deep savings.

Let me begin by reminding you that I buy about 50% of my groceries at Aldi without coupons because the sale prices matched with coupons at our local grocery stores cost more than Aldi’s prices on most staples.

During busy seasons, I can confidently ditch the coupons and head to Aldi without feeling guilty that I’m going to burst our budget. Though I have taken a break from coupons, I really enjoy the game of “How low can you go.”

In this first edition of the Register Review, my out-of-pocket (oop) total spent at Bi-Lo on February 7, 2012 was $1.08 for 5 items valued at $31.59. The breakdown of this receipt is as follows:

Rain Check

During a previous sales week, Bi-Lo had the Disney Gummies vitamins on sale buy one get one free. When the store was out-of-stock, I requested a rain check for 4 bottles. The regular price is $7.25 per bottle. Since Bi-Lo rain checks do not expire, I waited to redeem it as there was no time limit.

Competitor’s Coupons

When Bi-Lo had their buy one get one free sale, Publix – a competitor – had a store coupon for $5 off 2 bottles of Disney Gummies vitamins. At the time I requested the rain check, I informed the customer service representative at Bi-Lo that my two Publix coupons would be expiring before the vitamins were back in stock.

The representative authorized the use of the expired coupons with a statement on the rain check at the time of issuance. (Not all stores will extend competitor’s coupons, but my Bi-Lo store did. Had they not, I would have tried another store.)

Manufacturer’s Coupons

Stacking a store coupon with a manufacturer’s coupon increases your savings.

TIP: The store coupon is a discount on the product, and a manufacturer’s coupon is a form of payment. Therefore, you can use both a store coupon and a manufacturer’s coupon on each item purchased.

I waited to buy the vitamins until I had collected 4 manufacturer’s coupons. I found three $1 off coupons in the Sunday newspaper inserts and one $2 off coupon on-line (printable).

Buy One Get One Free Sale

The one package of flour tortillas was on sale that week. I snagged the last package my store had. If they had stocked more, I would have purchased more. In fact, I asked hubby to stop by another Bi-Lo on his way home to get 4 more packages. His total was $5.16 which was a fantastic 50% savings. 🙂

Combining these Strategies

When I checked out, I proceeded in this order:

1. Used Bonus Card (loyalty card for Bi-Lo)

2. Presented my reusable bags and requested credits – $.05 per bag. I received $.05 for this visit.

3. Scanned items:

4 – Disney vitamins 29.00

1 –  package of tortillas 2.59

Subtotal: 31.59

4. Used the rain checks on the vitamins – The cashier took off $15.00 – $.50 more than rain check amount. Woo Hoo! Bringing total to $16.59.

5. Redeemed store coupons – The cashier had to call a manager to authorize the over-the-limit coupon amount. This happens often when I use high-value coupons. I stayed relaxed and held my ground when the manager did not want to accept the coupons.

When my explanation did not suffice, I asked to speak with the store manager. This manager left, but returned to discount my total by $10 ($5 off for each Publix coupon). The competitor’s coupons brought the total down to $6.59.

6. Submitted manufacturer’s coupons – With the 3 coupons for $1 off and then the $2 off, I added another $5 in savings which brought my total to $1.59.

7. Calculating the Buy One Get One Free sale – The tortillas were on a half-off sale adding a $1.30 discount bringing my total to $.29.

8. Subtracting my bag credit – The $.05 discount brought my new subtotal to $.24.

With the $.84 tax (for the vitamins), my total came to $1.08 which is a savings of 96.7%.

Though my family will not survive on one package of tortillas and 4 bottles of vitamins, I purchased these items by stacking saving strategies to free-up our food budget for more expensive items like produce and meat.

If this breakdown was a bit confusing, then take a step back. If you are totally lost or confused, it’s OK. This system is natural for me because I follow the same process each week. My entire food cycle series walks you through each step. Click here to start at the beginning of the series.

The game is fun when you learn the rules. Stay tuned for more Register Reviews as I will breakdown my shopping trips to help you strategize and save money while using time wisely. Happy savings!

Question: What do you think of this new feature? 

Filed Under: Register Review, Food Tagged With: register review

Errands: Adding Breaks to your Schedule

February 22, 2012 by Tracy

Photograph Credit: Flickr (Seenu)

After spending a few days last week sorting through the mound of paperwork that “appeared” on my desk, I had a day full of errands to run. With little ones in tow, adding breaks to my schedule is a must.

Errands

My list of errands included:

    • Bi-Lo – grocery store
    • CVS – drugstore
    • Credit Union
    • Publix – grocery store
    • Post office
    • Eye doctor appointments

Breaks

These errands are necessary, but boring for little ones. To keep the outing a fun adventure, I just added in breaks and treats along the way.

    • Bi-Lo – accepting the free cookies – yes, it was before lunch. 🙂
    • CVS – scanning extra care card, searching for sale items, and walking without the cart. (These activities are big deals for my little ones.)
    • Credit Union – choosing lollipops and a toy from the treasure box for making deposits into their accounts
    • Publix – receiving another free cookie for the girls
    • Post office – running around in the play area while waiting to send off a few packages
    • Lunch – purchasing $.79 cheeseburgers and $.49 hamburgers at our local McDonald’s. The girls loved the special lunch, and mom enjoyed the under $5 price.
    • School – climbing on the playground before brother’s class ended
    • Eye doctor appointments – playing with electronic toys (brought from home) while waiting for the doctor
    • Snack – redeeming coupons for free cookies at Zaxby’s. Yep, another free cookie before dinner.

Though our day was full of errands and sugar, we enjoyed the special time together by adding breaks to our schedule. If you have a long list of errands that include little ones in tow, then go for it. Schedule your day around the fun at your errand locations. (If you prefer, limit the cookies and include more errands with playground activities.)

Life is full of obstacles. Embrace them, plan extra time for breaks, and enjoy your little ones while using time wisely. Happy planning!

Question: What errand does your little one enjoy because of the fun?

Filed Under: Time Management, Miscellaneous Tagged With: planning

Event Planning: Many Helpers may not be Helpful

February 21, 2012 by Tracy

Though I agree with the phrase “many hands make light work,” I have recently seen how too many hands create confusion.

With many trying to help by showing initiative, they act without consulting the coordinator. The results are time-consuming and chaotic in the midst of a fun event.

On the other hand, I had the privilege of assisting with a luncheon, seating 15-20 people. Working with two other talented organizers, we quickly and efficiently staged the area, set the tables, and arranged the food. Not only was the preparation effortless, but also fun.

Without confusion, I enlisted the help of my girls. They helped wiped down the chairs and place the programs. Teaching my girls how to organize, plan, and coordinate events gives them the framework to organize, plan, and coordinate their daily lives.

My goal is to see my children take on any project knowing they can organize, plan, and coordinate because they have learned the framework. My oldest daughter has the gift of creativity. I look forward to cultivating her framework to see how her creativity will blossom into magnificent spectacles.

Though your goals and events are different from mine, practicing a framework and working with a core group of assistants eases the confusion and increases the productivity. In using time wisely, I prefer to work with one or two adults to coordinate an event for 15-20 attendees. Any more than two is too many helpers which is not helpful.

Determining the size of your event and minimizing the amount of help keeps all helpers on-task while using time wisely. Happy planning!

Question: How many helpers is too many for a 15-20-participant event? 

Filed Under: Assisting, Event Planning Tagged With: helping

2012: Happy President’s Day!

February 20, 2012 by Tracy

Photograph Credit: Flickr (Keevin55)

Reflecting on the time our former presidents spent praying, researching, listening, and executing, I am thankful! Though America has its problems, we are still one nation under God because of our former presidents, who used their time wisely.

While celebrating our President’s Day, have fun with these crafts from kaboose.com.

Happy President’s Day!

Question: If you could be a United States President for one day, what would you do to change the world?

Filed Under: Uncategorized Tagged With: Presidents' Day

Decluttering: The 60-Minute Challenge

February 20, 2012 by Tracy

In working on my goals this month, I am currently falling flat on my face. Between my family visiting, two parties, and piles of insurance, taxes, and miscellaneous paperwork, I have put most of these goals on the back burner.

Well, that was the first half of the month. Here comes the last half of the month.

To get these goals underway, I am determining to rid my house of at least 20 items this week. My February monthly goal centers on decluttering my house. Though I started this project in January, I have hit a plateau.

To jump-start my focus, I will take on this challenge of ridding 20 items from my home in one hour. You want to join me?

The 60-Minute Challenge

With a busy week ahead, schedule one hour to focus on decluttering. This 60-minute challenge can be done in sections. Just evaluate your time frame, and while using time wisely, choose an option that fits your busy week.

Option 1: The 15-minute Sprint.

If you are short on time, try snagging 15-minutes to remove 5 items from your home.

Spend 4 days this week completing this task, and you will have 20 items to sell, give, or trash.

Option 2: The 30-minute Jog

Do your children enjoy helping? Let them help you twice this week by finding 10 items in each session to sell, donate, or trash.

My girls love to give to others. With their limited attention span and our busy schedule, this option works for our family.

Option 3: The 60-minute Marathon

Block out one hour to tackle that closet, drawer, or room. Enjoy the process because you may find more than 20 items to rid from your home.

Whichever method works for you, challenge yourself in taking baby steps. Breaking down the big goal of decluttering your home into bite-sized chunks, removing 20 items this week, starts your project. As you work, you will gain momentum. The more stuff removed means the less to clean, pickup, and store. 🙂

Though you may get delayed in your progress, regroup, adjust, and continue on. Keep up the great work as you seek to reach your goals. Happy organizing!

Question: Which challenge option will you choose?  

Filed Under: Household, Organizing Tagged With: decluttering

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