• Home
  • About Tracy
  • Contact Me

Using Time Wisely

Organized to save money, energy, and time

  • Email
  • Facebook
  • Pinterest
  • RSS
  • Twitter
  • YouTube
  • Document Organization
    • Overview
    • Box 1
      • Credit Report/Cards
        • Credit Reports
          • Credit Updates
          • Credit Scores
        • Credit Cards
      • Personal
      • Home Ownership
      • Vehicles
    • Box 2
      • Life Insurance
      • Major Medical
      • Tax-Favored Programs
      • Prescriptions
      • Dental & Vision
      • Special Health Policies
      • Short-term Disability
      • Long-term Disability
      • Personal Insurance
    • Box 3
      • Social Security Documents
      • Retirement
      • Investments
      • Estate Planning
      • Tax Records
  • Household
    • Cleaning
    • Maintaining
    • Organizing
    • Scheduling
      • Laundry
  • Event Planning
    • Assisting
    • Attending
    • Coordinating
      • Birthday Party
      • Christmas
      • Dinner Party
      • Fall Festival
      • Field Trip
      • Lemonade Stand
      • Thanksgiving
    • Learning
    • Preparing
    • Serving
  • Miscellaneous
    • Communication
      • Customer Service
      • E-mail
      • RSS Feed Reader
    • Goals
    • Organization
    • Time Management
      • To Do List
  • Food
    • Food Prep
    • Grocery Shopping
      • Lists
      • Pricing
    • Menu Planning
    • Recipes
    • Stockpile
  • Family Activities
    • Going Out
      • Free Outings
      • Inexpensive Outings
      • Summer
    • Rewards
      • Good Grades
      • Reading
      • Summer Reading
    • Staying at Home
  • Stretching Your Dollars
    • Daily Deals
      • Groupon
      • LivingSocial
    • Drugstores
      • CVS
    • Gas Prices
    • Gifts
    • On-line Shopping
    • Pictures
    • Products
    • Restaurants
    • School Items
    • Tips
You are here: Home / Archives for 2012

Archives for 2012

Purging, Cleaning & Organizing: Warranty File

January 9, 2012 by Tracy

After sorting through all the paperwork from all the new electronics, gadgets, and toys, I went to add the documents to our warranty file, housed in a two-drawer filing cabinet. When I opened the bottom drawer, I found the file stuffed and in need of purging, cleaning, and organizing. Oh, my!

Seriously . . . it was a mess.

In case you are wondering about this file, the outside is usually covered with magnets which my girls enjoy putting on and taking off while I work at my desk. See the little finger prints all over the outside. 🙂 But inside, it holds all the documentation and receipts from purchases that carry a guarantee.

In using manila file folders, I label each folder with the type of documentation, e.g., phones, tools, appliances, furniture, etc. Over time, we replace items, donate, trash, or use the items.

Periodically, this file needs purging of obsolete items to keep the folder contents current. I think my “periodically”  extended a few years on this file because I found expiration dates from 2004.

I told you it was a mess.

In working on this project, I spent about 2 hours from purging to cleanup with a wonderful result.

Purging the Drawer

1. Gathered my supplies. After deciding to purge this file, I got the new documents, a pen, and manila file folders.

2. Purged each file. Removed one folder at a time and reviewed the contents. When I found paperwork for items we no longer have, I placed them in a trash pile (bottom right pile in picture below). The documents for items we are using were kept in the file.

3. Emptied the entire drawer. Taking out one file at a time, I worked through each file until the drawer was empty.

Cleaning the Drawer

1. Dusted the file drawer

2. Removed shreds of paper

3. Wiped the drawer clean

Organizing the Drawer

1. Arranged the file folders. In keeping this file divided into three sections, I placed each file folder into one of these three piles:

a. Structure of the house – windows, roof, shower units, etc.

b. Décor of the house – paint, ceiling fans, lighting, etc.

c. Products of the house – electronics, toys, jewelry, etc.

2. Combined file folder content. When I found similar products, I joined them into one category. For example, I placed the files for the lawnmower, edger, and weed whacker into one lawn equipment file folder.

3. Labeled each file folder. In keeping it simple, I wrote the category name on the label of the file folder. As I need items from this file, I can read the labels to quickly find the folder I need.

4. Returned folders to cabinet. With the sections organized and labeled, I placed them back into the filing cabinet. I used hanging file folders to divide the file folders into sections.

  

Cleaning Up

1. Trashed the unused file folders

2. Placed the outdated warranty pile in the To Be Shred box

3. Put away the pen and extra file folders

Instead of an overflowing heap of papers, I can open this drawer and find the document I need – with room to spare. In using time wisely for about 2 hours, I purged, cleaned, and organized my warranty file. For me, this was time well-spent.

As you find outdated systems, like overflowing paperwork, schedule time to purge, clean, and organize. Using time wisely can get you from “Oh, My!” to “Oh, yes!” Happy organizing!

Question: Where do you keep your warranty paperwork? Please add your answer to the comments.

Filed Under: Cleaning, Household, Organizing Tagged With: purging, cleaning, organizing

Personal Insurance: Medical Information Bureau Reports

January 8, 2012 by Tracy

Did you work a few minutes this week on filing your important documents? Even with my documents organized, I still have to keep up those files.

Though I did not file any paperwork this week, I did access my files and sort in-coming insurance documents.

To start or maintain your files, take it one step at a time. Plan to spend a few minutes this week, set the timer, and organize.

In File Box #2, the first file opening houses our personal insurance documents: summary page, annual enrollment reports, former severance package, and privacy policies and travel insurance. The last items in this first category are our medical information bureau reports.

Medical Information Bureau Reports

The MIB, Inc. (formerly the Medical Information Bureau, Inc.) is a non-profit organization that keeps a database of any health, disability, or life insurance for which you have applied.

Information in your Report

If your applications required a medical exam where a medical issue was noted, then that medical issue is coded (per MIB’s system) and reported in their database. If you then apply for another policy, the new insurance company will access your MIB file and discover that information.

Since both Paul and I have life insurance policies for which we applied and had medical exams, I requested our free annual report from MIB, Inc. If you have never applied for health, disability, or life insurance, then you will not have any information on file.

NOTE: If you only have insurance through employer group plans, then you will not have information in your file. The MIB file only records information on personal insurance policies for which you apply.

Another reason your file might be empty would be if your insurance policies have been held longer than 7 years. Just like your credit report, entries older than seven years are purged from your file.

Requesting your Report

If you want more information regarding MIB, Inc., read this easy-to-understand article. When you decide to request your free report (which you should), visit MIB, Inc.’s web site for more information and their phone number.

Reviewing your Report

When you receive your free report, review it for errors, and file the accurate report in this file. If you find discrepancies, then contact MIB to correct the inaccuracies.

Our Medical Information Bureau reports complete our personal insurance category. As you request these reports, your  insurance file will be in a pending status since you cannot add those document until they arrive. Just keep plugging along organizing other important documents, and then tackle these MIB documents when they arrive.

Great job working on your important documents! This process is time-consuming, but using time wisely now will save you time in the future. Keep up the good work, and happy organizing!

Question: Where are you in the process? I would love to cheer you on as you get your documents organized!

Filed Under: Document Organization, Personal Insurance, Box 2 Tagged With: personal

Coupon Booklet: P&G – Gather Together

January 7, 2012 by Tracy

Photograph Credit: P&G Everyday Solutions

One of the best savings strategies is using coupons. I love coupons because they lower my out-of-pocket cost and help in stretching my dollars.

Companies want you to buy their product, so they offer coupons. 🙂 P&G is currently offering their Gather Together coupon booklet with over $35 in savings for products by Cascade, Dawn, Febreze, Mr. Clean, and Swiffer.

To request your free booklet, register or sign in to P&G Everyday Solutions. (Remember to use your junk e-mail account.) Then include your mailing address and submit. Your booklet will arrive within 6 weeks. Happy savings!

Filed Under: Products, Stretching Your Dollars Tagged With: coupons

National Parks: Free Entrance Days in 2012

January 6, 2012 by Tracy

Photograph Credit: National Park Service

If your family enjoys the great outdoors, then prepare to mark your calendar. The National Park Service has released the fee-free days for 2012. For National Parks that usually charge entrance fees, those fees are waived on these fee-free dates:

January 14-16: Martin Luther King, Jr. weekend

April 21-29: National Park Week

June 9: Get Outdoors Day

September 29: National Public Lands Day

November 10-12: Veterans Day weekend

Click here to find participating National Parks, organized by state. The first free-entrance days begin next weekend. Enjoy a hike, picnic, or drive through your local National Park while spending time wisely with your family.

To find more family activities, visit Using Time Wisely’s event page on Facebook. Happy planning!

Filed Under: Going Out, Free Outings, Family Activities Tagged With: National park

Michaels: Yarn Backpack Buddy

January 6, 2012 by Tracy

Photograph Credit: Michaels

January is National Hobby Month. In celebrating craft hobbies, participating Michaels Craft stores are offering a free make-and-take.

What: Yarn Backpack Buddy

When: Saturday, January 7, 2012

Time: 1:00 p.m. – 3:00 p.m.

Click here to find a Michaels location near you. This free event is for children ages 3 and up, while supplies last.

For more family activities, check the events link on Using Time Wisely’s Facebook page. Enjoy your family time!

Filed Under: Going Out, Free Outings, Family Activities Tagged With: Michaels

« Previous Page
Next Page »

Welcome to Using Time Wisely!

 

Presenting organizational tips and tricks to save you money, energy, and time.

To access 5 Ways to Using Time Wisely Today, click "like" on my facebook page and join in on the journey of Using Time Wisely.

Looking for something?

Email Newsletter

Sign up to receive email updates and to hear what's going on with us!

Copyright © 2026 · Lifestyle Pro Theme on Genesis Framework · WordPress · Log in