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You are here: Home / Archives for Stretching Your Dollars

6 Ways to Cut the Price of a Haircut

March 10, 2012 by Tracy

Photograph Credit: Flickr (Tom Magliery)

Saving money on routine services is a great way to stretch your dollars. One such routine service is haircuts. In an effort to save my family money, I learned through researching, watching tutorials, and trial-and-error to cut my family’s hair.

Recently, my husband has entrusted his hair to my care. Yikes! Though I was a bit nervous, the product looked great. Whew! Relieved because I did not want to butcher it. 🙂

If you are not ready to cut your family’s hair or your own but still want to save at the barber/salon, consider these 6 ways to cut the price of a haircut while stretching your dollars:

1. Become a Facebook Fan

“Like” your favorite barber/salon establishment to keep up with special offers, discounts, and coupons.

2. Sign up for the Newsletter

If your favorite business offers an e-mail newsletter, then sign up. You will get first notification of sales, coupons, discounts, and special offers delivered to your inbox.

3. Check the Website

Some companies like SuperCuts offer coupons on their website. You can print this coupon for $5 off a SuperCut’s haircut, valid through April 10, 2012. The limit is one coupon per customer. Click here to find a SuperCut’s location near you.

4. Look for Grand Openings

If you are not picky about your haircut, then watch for grand openings. Salons and barbers will offer great specials at grand openings. To find these, look for roadside banners, newspaper advertisements, and radio and television spots.

5. Gather Coupons

I find coupons in the newspaper, home mailers, on-line, and on the back of grocery store receipts. Since I do not cut my hair, I use Great Clips coupons from the back of my Bi-Lo receipts.

These coupons offer an $11 haircut for $4.99 to $6.99. Thankfully, I found a wonderful hairdresser, who understands my hair, and I call before coming to verify her schedule.

6. Consider Cosmetology Schools

Though it takes more time, getting a haircut or treatment through a cosmetology school significantly cuts the price. To get my hair colored at a salon costs $60, but the cosmetology school costs $25. The saving is fantastic, but I do spend an extra hour at the school versus the salon. When I take the time, the savings are worth it.

By becoming a Facebook fan, signing up for the newsletter, checking the website, looking for grand openings, gathering coupons, and considering cosmetology schools, you can cut your out-of-pocket cost on haircuts while stretching your dollars.

Without a friend or family member to cut your hair, you can still save without paying full price. Keep watch because savings are available with a little effort while you continue using time wisely.

Question: Do you pay full price for your hair needs?

Filed Under: Services, Stretching Your Dollars Tagged With: haircut

Staples: Rewards and Easy Rebates – Part 2 of 2

March 3, 2012 by Tracy

Great deals are found at office supply stores like Staples. Knowing the rules of the promotions can result in free paper, labels, pens, and other office supplies.

All the items in the post picture were free. Yes, free using Staples rewards and easy rebates. Last week, I shared the rules for Staples Rewards in Part 1 of this series. Today, I will cover easy rebates and share how to stack these promotions to get free merchandise.

Easy Rebates

The Staples Easy Rebate program does not require the loyalty card. These promotions allow you to buy the item and then send the information, either electronically or via mail, to receive your PayPal deposit or check. Indicated by easy rebate, these offers are in the weekly sales flyer and need a little of your time. But you will get your reward in cash.

Finding Rebate Items. Less frequent than Staples Rewards, the easy rebate items come around holiday events. During holiday seasons, watch for easy rebate offers.

Checking the limit. When you find items you need, check the limit. Some items have a limit of 1 while others allow 2 or more. If you buy more than the limit, you will not receive the rebate on the exceeded items.

Purchasing the items. The sales flyer will show the price of the items, i.e., copy paper for $1 – purchase price $5.99 with a $4.99 easy rebate. When you purchase this copy paper, the item will ring up at $5.99 at the time of sale. After payment, you will receive the rebate receipt.

Submitting your rebate. At the end of your sale, you will receive the rebate submission forms with your rebate receipts. Staples offers an easy rebate system on-line or via the mail. I use the on-line submission form without experiencing any delays, denials, or complications.

Receiving payment. Upon receiving the rebate, Staples sends a confirmation e-mail. After the rebate processes, I get another e-mail before receiving my check via mail. The entire process takes between 4-6 weeks after Staples receives the rebate submission.

Stacking Staples Promotions

When combining savings strategies, you can get deep savings. In this case, I used the Staples Rewards with Easy Rebates to score free copy paper, labels, pens, and markers. For the pictured transaction, I purchased:

2 – Kleenex facial tissues – 2 pack at $2.99 each (limit 2)

2 – Staples copy paper – $5.49 each (limit 2)

1 – Avery 8160 white address labels – $11.99 each (limit 1)

1 – Staedtler ballpoint pens – $5.99 each (limit 1)

1 – dry-erase markers – $1

After scanning the items, I could have used manufacturer’s coupons.

TIP: If you use manufacturer’s coupons, you will lower your out-of-pocket cost. If you then submit an easy rebate, you will receive the full rebate amount. The rebate will not deduct the amount of the coupon. So, use your coupons with your Staples Rewards and easy rebates.

I had no coupons, so my total came to $35.94. With the Staples Rewards I earned last quarter, I paid $36 in Staples Rewards. I handed the cashier my two vouchers, and I still had $.06 remaining on my rewards. After processing the payment, I received at the bottom of my receipt a coupon for $.06 – my remaining Staples Rewards with the same expiration date – March 31, 2012.

Upon returning home, I entered my receipt information into the Staples easy rebates on-line form for the following:

2 – Kleenex facial tissues for $2.99 each

2 – Staples copy paper for $5.49 each

1 – Avery 8160 white address labels for $11.99

1 – Staedtler ballpoint pens for $5.99

In about 4-6 weeks, I will receive checks totaling $34.94 making all the merchandise free after rewards and then better than free after rebates.

Though Staples offers other rewards, like ink cartridges (explained by Jenny Martin), I choose to concentrate on Staples Rewards and Easy Rebates. As you learn the rules to the office supply stores, you, too, will see deep discounts while replenishing your supplies. Using Staples Rewards and Easy Rebates will help in stretching your dollars while using time wisely. Happy savings!

Question: How do you save money on your office supplies?

Filed Under: Reward Programs, Stretching Your Dollars Tagged With: Staples

Staples: Rewards and Easy Rebates – Part 1 of 2

February 25, 2012 by Tracy

Photograph Credit: Flickr (Staples)

Between my little artists and printing coupons, our household consumes lots of copy paper. At a cost of $5 to $9 per ream, the paper gets expensive, but thanks to Staples Rewards and Easy Rebates, I get copy paper for free, and you can, too.

Though there are other office supply chains, I find the Staples program easy to navigate. Now there are quirky exceptions, but overall, Staples has two great programs: Staples Rewards and Easy Rebates.  In part 1, I will focus on the Staples Rewards and next week in part 2 end with the Easy Rebate Program.

Staples Rewards

The Staples Reward program offers 100% back in Staples store credit through vouchers either mailed or e-mailed to you at the end of each quarter. You will then have 3 months to use or lose your credit. Once expired, Staples will not honor the vouchers.

To receive 100% back in Rewards for the promotional items, you need to know the rules:

    • Requiring a loyalty card. To get your Rewards card, just ask a customer service representative on your next visit. The card is free, and takes less than 5 minutes to complete the application.  You can then begin using your card immediately.
    • Locating the Reward offers. Within the weekly sales flyer, the promotional offers will state “100% back in Rewards.” With these promotions, you buy the product using your loyalty card and pay the full price. Your rewards are automatically processed and either mailed or e-mailed to you, depending on your preference, at the end of the quarter.

TIP: If you buy items that generate a Staples Reward and pay with a reward certificate, you WILL NOT get another reward. These rewards will not roll. However, you can use your Staple Rewards certificate to pay for easy rebate items since you get cash back, not store credit.

    • Receiving your reward. You do not send any receipts, make any phones calls, or take any surveys. Just wait. If your rewards exceed $10, then you will get your check or e-mail at the end of the quarter. If you did not accumulate $10, then the rewards will carry-over until your balance reaches $10. At the $10 mark, your rewards will release at the end of that quarter.
    • Spending your reward. Your rewards will expire 3 months after issuance. Be careful to pace yourself. You do not want to find things to buy to use up your remaining rewards. Take it slowly and enjoy the process.
    • Using coupons on Reward items. If you use store or manufacturer coupons on an item with 100% back in Rewards, then you will receive 100% back of what you paid. For example, if copy paper is triggering a 100% back in Rewards for $5 a ream and you used a $1 manufacturer coupon, then you will pay $4 + tax for that ream. Your Reward will include $4 for this transaction.

TRACY’S TIP: To maximize my coupon use and my Rewards, I choose not to use coupons on 100% back in Rewards. I will save my coupon for another deal since I am already receiving that amount back in Rewards.

Around Christmas, I purchased ear buds and then later two packages of batteries that were all on Staples promotion for 100% back in Rewards. After waiting a few weeks, I received two vouchers: $15 and $21 that expire on March 31, 2012. (My vouchers came separately because I had two transactions. I would have received one voucher had I purchased all the product together.)

When redeeming my rewards, I purchased items using my loyalty card and ended with $.06 remaining in Rewards. Since I used the vouchers, a coupon with my $.06 reward printed at the bottom of my receipt. I still have until March 31, 2012, to redeem my $.06 on another transaction.

The Staples Reward program is another promotional opportunity to stretch your dollars while using time wisely. Understanding this Staples program will save you money, energy, and time. With a well-stocked supply stash, you won’t need to rush to the store, paying full price, to replenish an out-of-stock office need.

Next week, I will continue this short series and share how to use these Staples Rewards with Easy Rebates to get copy paper (and other office supplies) for free.  Happy savings!

Question: What office supply product would you like to get free? 

Filed Under: Reward Programs, Stretching Your Dollars Tagged With: Staples

Amazon.com: Free One-Day Shipping with Discover Card

February 18, 2012 by Tracy

From February 15 to March 31, 2012, Amazon is offering free one-day shipping for eligible items when you pay using your Discover Card. To qualify for the free shipping, all items must ship within the Continental United States.

Photograph Credit: Amazon.com

While using time wisely to buy items from the comfort of your home, this free one-day shipping option can help in stretching your dollars. Happy savings!

Filed Under: On-line Shopping, Stretching Your Dollars Tagged With: on-line shopping

Raising Money: Labels for Education and Box Tops for Education

February 11, 2012 by Tracy

Schools are often raising money for equipment, supplies, and expansion projects. Creating fundraisers is not for the faint-hearted. These events need tons of volunteers, high-energy, and hours of time.

In stretching your dollars and using time wisely, consider helping schools by saving the labels on products you already purchase.

Labels for Education

Photograph Credit: Labels for Education

The Labels for Education program, offered through the Campbell’s family of brands, rewards schools based on the number of labels collected.

On participating products, you can find a label for education, printed with the UPC symbol. By clipping these labels, collecting them, and submitting them together through a coordinator, schools can redeem their points for equipment and supplies.

This program is ongoing and a great way to help your school without spending extra cash. Just check your empty boxes, cans, and containers for labels before disposing of them. When everyone participates, the label count increases, and the schools reap the rewards.

Box Tops for Education

Photograph Credit: Box Tops for Education

Another great program involving labels is Box Tops for Education. These labels on participating products are worth $.10 per label. Similar to Labels for Education, the labels need to be submitted through the school-appointed coordinator.

In addition to collecting labels, Box Tops offers more opportunities for fund raising through on-line shopping, bonus tops, eBox Tops, and sweepstakes.

If you live in Florida, Georgia, Alabama, South Carolina, or Tennessee, you can enter to win 100,000 Box Tops for your school. This is $10,000 for the winner’s chosen school.

Since Publix (a southern company) sponsored this sweepstakes (expiration date: February 28, 2012), entrants must meet the criteria: resident of a listed southern state.If you cannot take part in this sweepstakes, then keep watch. There are other opportunities throughout the year.

In using time wisely and stretching your dollars, keep a watchful eye on empty containers, jars, cans, boxes, and packages for Labels for Education and Box Tops for Education. If you do not have school-aged children or know of any school-aged children, any school will gladly accept your labels.

Raising money for education does not need time-consuming events. Cutting and collecting labels helps our schools without sacrificing money, energy, and time. Happy label hunting!

Question: What is your favorite fundraiser for education?

Filed Under: Stretching Your Dollars, School Items Tagged With: fundraising

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