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You are here: Home / Archives for savings

Grocery Shopping: Gathering your Savings – Part 2c of 3

October 27, 2011 by Tracy

Photograph Credit: Flickr (Karen Brockney)

If you happened to be at one of our local grocery stores on Tuesday and heard some high-pitched giggling and occasional screaming, then that was my family. Yeah, those were my kids.

With my son running ahead of the car cart and the girls “driving” to run him over, we made it through the shopping trip in one piece. I am thankful for the small grocery list this week. Even with the raucous and my repeated, “please keep it down,” our shopping trip was a success.

At checkout (which we will begin covering next week), my son asked me, “How much do you need to pay?” After all the sales and coupons were tallied, I owed $7.33. (The subtotal was $34.98 with the sales and coupons subtracting $27.67, and adding $.02 in tax for a total of $7.33.) When I answered my son, he responded, “You did great, Mom.” The nice cashier agreed with him as we celebrated our 79% savings.

Savings occur because of deliberate choices made with a plan of action. Thus far in our Gathering your Savings series, we addressed the first two steps for shopping our grocery list in Part 2a, the next two steps in Part 2b, and today, the final three steps will complete Part 2 of 3 in the grocery shopping process.

STEP FIVE: Choosing Deals

As I gather the items on my shopping list, I check to be sure that my family will eat the flavors offered. If the store’s shelf for a needed item is bare, then I circle the item on my grocery list and write “rain check” and the flavor desired on the side of my sheet. I will use this information after checking out to get the rain checks needed.

If I have a coupon for an item on my list, I may check the coupon in my envelope to be sure the item I want to purchase meets the coupon requirements. Sometimes the sales flyer does not specify which brand items are BOGOF. In that case, when I get to that item in the store, I view my coupon, the sale stickers on the shelves identifying which items are BOGOF, and then make a decision on whether or not to purchase those items.

STEP SIX: Bypassing Not-So-Great Deals

When the deal is not what I thought it was, I cross the item off my list and move to the next deal. Just because the item is on my list does not mean I will purchase it. Seeing the deal will either sell me on the deal or nix it from my list. Be ready to bypass deals that do not fit your family’s current needs. Remember that another sale will be coming in a few weeks. 🙂

STEP SEVEN: Noting Menu Planning Options

Often I get menu planning inspiration while grocery shopping. As I place the pasta in the grocery cart, I may reminisce about a favorite comfort food – baked macaroni and cheese.  Whether or not I have the ingredients at home, I will still jot down this idea on my grocery list. Later, I can check to see what additional items I will need to make this family favorite.

By choosing deals, bypassing not-so-great deals, and noting menu planning options, I complete my shopping trip and prepare for checking out. In using time wisely, I repeat this process at each store. The more often I repeat, the more efficient I become at completing my errand. Though grocery shopping is a necessary stop each week, I execute my plan to increase my savings while using time wisely. You can, too. Just take it slowly and learn from each shopping trip. Happy savings!

Question: How is your shopping experience different from these steps? I am curious to know if you have a plan when you grocery shop.

Filed Under: Grocery Shopping, Food Tagged With: grocery shopping, savings

Grocery Shopping: Gathering your Savings – Part 2b of 3

October 20, 2011 by Tracy

Photograph Credit: Flickr (Leonard McAlpine)

As I went grocery shopping with my daughters yesterday, I followed these steps. Though I had to backtrack once, due to the seasonal items being rearranged, I shopped both stores in under an hour. Finding a system that works for me has increased my efficiency while shopping to help me in using time wisely.

In Part 2a, I shared about knowing your store and including your children. This week I will continue with the next two steps in my grocery shopping adventures:

STEP THREE: Considering the Price per Unit

When I need to purchase an item that is not Buy One Get One Free (BOGOF) or on sale, I will seek to purchase items with a coupon. By considering the price per unit on these items, purchasing the largest bottle is not always the better deal. For example, 48 tea bags are $5.98. However, the 24 tea bag box of the same brand is $2.55. Purchasing 2 boxes of 24 tea bags for $5.10 is less expensive than the one box of 48 bags.

Finding the price per unit for each size will determine the best deal. By using time wisely to consider the options, I have snagged some very inexpensive items by using coupons without a sale price.

STEP FOUR: Reinforcing Math Skills

On the shopping trips where my son is with me, I ask him to help me determine the prices of items when we use a coupon. Through these lessons, he is learning to divide the price in half for BOGOF deals and subtract the coupon amount. If the coupon is doubled, then he subtracts the coupon amount again. Depending on his mood, he may perform 2-3 math problems throughout our shopping trip.

I love interacting with my children, teaching them life skills, and running an errand all at the same time. Besides using time wisely, I am spending time with my children and giving them the attention they need.

Entering the store with a plan to execute keeps me using time wisely. Though I might take a little time to consider the price per unit and reinforce math skills, I am spending time with my children and gathering savings for our family. As you shop and gather your savings, I hope you are discovering a plan that works for you. Happy savings!

Question: Do you use a calculator as you grocery shop? I am curious to know how this helps you. Please let me know.

Filed Under: Grocery Shopping, Food Tagged With: savings, grocery shopping

Grocery Shopping: Gathering your Savings – Part 2a of 3

October 13, 2011 by Tracy

Photograph Credit: Flickr (I-5 Design)

My shopping trips usually land on a weekday. Either I shop with my girls after dropping my son off at school, or I shop with all 3 children after picking my son up from school. If I can, I allow Publix and Bi-Lo to supply the afternoon snack of a free cookie for the kids while we replenish our family’s food supply.

Last week in Gathering your Savings – Part 1, I explained my tips when entering the grocery store and planning the route to take through the aisles. In continuing gathering your savings, I will share in Part 2 how I shop my grocery list. With seven total steps, I will break these down into 3 different posts: Part 2a, 2b, and 2c. Today, I will share steps 1 and 2:

STEP ONE: Knowing the Store

The more you shop at your store, the better you will know where items are located. In using time wisely, I try to move forward aisle by aisle without backtracking.

STEP TWO: Including my Children

We play games throughout the store. One on-going game is “finding the coupons.” Have you seen the blinkie machines in your store? These little machines are small movable devices that dispense coupons. The little red light blinks to get your attention. When you take the coupon, the dispenser waits a few seconds and then partially ejects another coupon. My children have learned to:

    1. Notify me of their find,
    2. Allow me to determine if we will use the item, and
    3. Pull out only the ones we will use.

If I am purchasing the item and need a coupon, then I will use one of these on this trip. Most of the blinkies we take, I save for a future purchase which might be redeemed at another store. These coupons that are dispensed are manufacturer coupons that can be used at any store that accepts manufacturer’s coupons.

By knowing the store and including my children, I can quickly maneuver through the store gathering my savings while using time wisely. Though my children are not always cooperative with the coupon finding, I usually gain a few minutes to concentrate while they snack on their cookies. As I remember where items are kept in the store, my shopping trip times are improving with less roaming and more gathering. Next week, I will share the next two steps of my in-store shopping strategy. Until then . . . happy savings!

Question: How many blinkie coupons do you take from one dispenser? Pop over to Using Time Wisely‘s Facebook page to see my answer.

Filed Under: Grocery Shopping, Food Tagged With: savings, grocery shopping

Grocery Shopping: Savings with and without Coupons

September 22, 2011 by Tracy

Photograph Credit: Flickr (Kim Smith-Miller)

As I entered the checkout station, I was warmly greeted by one of my favorite cashiers, Miss Daisy. We chatted about the weather, the weekend activities, and upcoming excitements. While conversing, the girls and I unloaded our cart’s contents onto the conveyor belt.

My Conversation

Miss Daisy scanned my two Publix cards (school proceeds and UPromise) and our items. I then handed her my stack of coupons. On this occasion, Miss Daisy paused a moment, then asked, “Are these all your coupons today?”

With a “Yes, that’s all for today,” I rechecked my Publix envelope to be sure I had used all my coupons.

Miss Daisy responded, “This is a short stack for you.”

I agreed and informed her that most of my coupons required the purchase of 2 items and that the sales were excellent without needing coupons. As Miss Daisy deducted the coupons, I watched my savings increase and my total decrease. I love that Publix displays your savings at checkout on a big monitor in front of you.

At the end of the transaction, my total came to $37.51 and my savings rose to $58.01. When Miss Daisy saw my 61% savings and the small amount of coupons used, she was amazed!

My Saving Tips

Hopefully, through this series you are discovering that you do not need coupons to save at the grocery store. Coupons increase your savings, but you can save by shopping the sales. If you are in a season of life where coupons do not fit into your using time wisely schedule, then choose to save in other ways:

  • Purchase enough Buy One Get One Free (BOGOF) items to last your family for the next 3-6 weeks. Everything I bought at Publix was a BOGOF item.
  • Do not purchase more than one of a sale item – unless that item is never offered as a BOGOF option, e.g., lasagna noodles. If you need an item and it is on sale, then purchase one. Keep an eye on the sales. When that item is BOGOF, then stock up.
  • Whenever possible, shop after a meal. Refrain from adding items to your cart because they look tasty. You will tend to purchase more if you shop hungry, so try to schedule your shopping exploits after a meal.
  • Use a grocery list. Having prepared your list, stick to it. Gather your items and go to checkout. Do not pass the bakery, do not spend $200! 🙂
  • Know your budget. By using more money on weeks with great sales and saving money on weeks with little to no great sales, I can adjust my spending from week to week. Keep your goal obtainable, but challenge yourself with your food budget. Saving money becomes a game. Are you ready to play?

With these strategic tips and tricks, you are on your way to saving a bundle on your food budget. You don’t need to clip every coupon or spend hours preparing for your shopping trip. Utilizing these five keys to saving more than you pay can have your cashier amazed as well. Happy savings!

Question: What was your largest savings this week? Please add your answer to the comments.

Filed Under: Grocery Shopping, Food Tagged With: coupons, savings, grocery shopping

Gas: Murphy USA Coupon and gasbuddy.com

May 21, 2011 by Tracy

With the fluctuating prices of gas, most individuals are looking for ways to stretch their dollars at the pump. For the last two weeks, I have shared how I maximize the fuelperks! program to stretch our dollars: Part 1 and Part 2. Another option for saving on fuel is to find coupons. Though I have not found many coupons, there are some out there.

Jenny over at Southersavers.com posted how to get $2 off a $20 gas purchase at Murphy USA gas stations in her post Major Gas Discount from Murphy USA. To get this coupon you must register with Foursquare, a web site that allows you to ping back your location via a downloaded app on your phone. If you are comfortable signing up for this free web site to get the coupon, then go for it.

Since I don’t feel comfortable “checking-in” with my exact location and I want to stretch my dollars at the pump, I check www.gasbuddy.com. By searching by state and zip code, I can locate the best gas prices in my area. If you will be traveling this summer, this web site can help you stretch your dollars while you’re away from home.

Please leave a comment with other ways to save and stretch our dollars while filling up our fuel tanks.

Filed Under: Gas Prices, Stretching Your Dollars Tagged With: savings, gas

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