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Fuelperks!: Lowering Gas Prices at the Pump – Part 2 of 2

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Bi-Lo and Spinx Gas Program

Last week, I shared the basics of the Bi-Lo/Spinx partnership program called fuelperks!. For each $50 purchased in products at Bi-Lo, I earn $.05 off per gallon. I can then purchase my fuel at Spinx to redeem that discount. The fuelperks! program is also available through Winn-Dixie, Martin’s, Copps, Pick ‘n Save, Giant Eagle and Rainbow.

To maximize my savings through the fuelperks! program, I give you these additional tips:

Purchase items in the fuelperks! bonuses. I can earn more fuelperks! by purchasing these items. I shared last week how I purchased the Huggies diapers and earned an additional $.40 in fuelperks!. I like to scan the fuelperks! bonuses, but I only purchase items that our family will use and that I can pair with coupons. For me, paying much more at the grocery store for a small savings at the pump is not worth it. Now if I can get the product at the same price I would normally pay and then get the bonus on top, then yes, I will pay at the grocery store for those items.

Not all Spinx stores are the same. I always use a credit card to pay for our fuel purchases. I do not like to carry cash, and I don’t want a hold placed on my debit card. Since my credit limits on my credit cards handle the holds on the accounts, I choose to use a credit card when purchasing gas. With that said, most of the Spinx stores charge an additional $.10 if you pay by credit card. If you purchase your fuel at one of these locations, then your savings decreases by $.10. Since I am visiting their location to use my fuelperks!, I am not going to fork over $.10 of my savings to their establishment to use my credit card. I have found that the Spinx/Sunoco stores do not charge extra for credit. Their gas prices are about $.02-$.04 more per gallon than the regular Spinx stores, but there is no surcharge for using a credit card. With this knowledge, I always choose a Spinx/Sunoco store when redeeming my fuelperks!.

Pump all 20 gallons. If your gas tank is smaller than 20 gallons, then get creative! When the low fuel indicator light comes on in my car, the tank will take 16 gallons of fuel. To take full advantage of the discount, I will pump my tank full and then pump the remaining 4 gallons into our portable gas container used for the lawnmower. Another option is for my husband to follow me to the gas station in his car. We could then fill up one car and use the remaining available gallons in the second car. By pumping all 20 gallons, we are assured of maximizing our savings.

Use before expiration date. If I have saved and earned these rewards, I do not want to lose them. I will build up my savings, and then head to the pump when my car is near empty. Since I can find gas less expensively at other stations, I only use Spinx to redeem my fuelperks!. To stretch my dollars, I will build up my fuelperks! savings, and then get a deep discount on one tank of gas. The rest of the time, I purchase fuel at another location that is usually $.05 to $.07 less expensive.

If you have a fuelperks! program or another similar program available in your area, I hope these tips and tricks that I have learned along the way can help you stretch your dollars as you fill your tank.

Fuelperks!: Lowering Gas Prices at the Pump – Part 1 of 2

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As the gas prices continue to rise, I am seeking options to lower the price I pay at the pump. To help stretch our dollars, I use the fuelperks! program at Bi-Lo, a local grocery store chain located in the Southeastern United States. Bi-Lo has joined forces with the The Spinx Corporation, a chain of gas stations serving North and South Carolina.

Bi-Lo and Spinx Promotion

Here is how our program works:

When I make a purchase at Bi-Lo, I earn fuelperks! for each dollar spent. For example, I go shopping at Bi-Lo and scan my Bi-Lo BonusCard at checkout. I purchase $47.55 of product, use $21.26 in coupons, and pay $26.59 (including tax) out of pocket. I receive a printed receipt stating that I have earned $26.59 toward my next fuel purchase.

After I have purchased $50 in product at Bi-Lo, then I earn $.05 per gallon in fuelperks!. At my next shopping trip to Bi-Lo, I scan my Bi-Lo BonusCard, purchase $56.76 in product, use $32.36 in coupons, and pay $24.46 (including tax) out of pocket. My receipt will print showing I have earned $.05 per gallon in fuelperks!, and I have earned $1.05 toward my next fuel purchase.

I can also stack my fuelperks! earnings. Bi-Lo runs fuelperks! bonuses where you can purchase a set of items in one transaction and earn additional cents per gallon. One such bonus was purchase $20 in Huggies diapers and earn $.20 per gallon. I paired the Huggies diaper sale with coupons and the fuelperks! bonus to increase my fuelperks! earnings. I had enough coupons for 2 transactions, so I earned $.45 the morning I shopped. (I earned the $.40 for the Huggies transactions. I then earned an additional $.05 since my out of pocket spent reached $50.) Having already earned $.10 per gallon the previous weeks, I had a total earned of $.55 per gallon in fuelperks!

By earning $.05 off or $.55 off per gallon, I am able to go to a Spinx station, and purchase gas at a discount. As my gas gauge lowers toward empty, I choose a nearby Spinx station to purchase fuel. At the pump, I scan my Bi-Lo BonusCard.

TIP: I must use the credit card sized version rather than the keychain version. The keychain version will not fit in the outside card readers. I just carry the larger BonusCard in my wallet. If you don’t have the larger BonusCard, then you will need to pay the cashier in advance. You will want to pay more than you plan to pay to be sure you get the full discount. You don’t want to pay $50 and find that to fill your tank would cost $60. You will only get the discount on the gas pumped with your $50 payment. When you overpay, you can return to the cashier for a refund of your overpayment.)

Once the gas pump computer recognizes my BonusCard, the display indicates a discount. (Unfortunately, I have not used a Spinx that displays the amount off at the pump.) I then swipe my credit card and pump the gas. After replacing the nozzle, I check my printed receipt. I will then notice that instead of paying $3.70 per gallon, I paid $3.65 per gallon ($3.70 minus the $.05 Fuelperks! discount) or $3.15 per gallon ($3.70 minus the $.55 fuelperks! discount). The result of my $.55 per gallon discount was a savings of $11.

The fuelperks! expire. I will lose my fuelperks! discount if I have not used them within 3 months. After earning your $.05, then you have 3 months to use them. If you earn an additional $.15 in 3 weeks, then you have 3 months from then to use them. It is possible to lose $.05, but then be able to use the other $.15. Having the savings at hand, I assume you would be using them sooner rather than later.

Fuelperks! is limited to 20 gallons. When I use the fuelperks! at the Spinx station, the pump will cut off at 20 gallons. If you need more fuel, you will need to start another transaction.

Fuelperks! can only be used in one transaction. Once you swipe your card or have the cashier access your fuelperks!, then that discount is gone. You cannot use 15 gallons in one transaction and then use 5 in another. Once you access your fuelperks!, your amount earned returns to $0. To stretch my dollars, I wait to fill up when my tank is almost empty.

When the program first began, I did not receive any information about the program. I just noticed the savings at the bottom of my receipt. As cashiers would indicate my fuelperks! savings, I inquired about the program. From numerous conversations and using the program, I have perfected my system for maximizing my savings with the resources at hand. Next week, I will share how I have used this program and found additional ways to stretch my dollars.

Do you have a fuel program near you? If you do and you don’t use it, try it! A little savings here and little there adds up. I hope you can fuel your vehicle with a little savings to help stretch your hard earned dollars.

Using your CVS Extra Care Card

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Last week I shared my 94% savings at CVS, including the spend $20 on Excedrin products and receive $10 in Extra Bucks. If you are asking what are Extra Bucks, then let me explain. Extra Bucks (EB) are store credit coupon(s). If you look through a CVS sales ad, you will find deals for Extra Bucks (i.e. spend $20 on Excedrin products and receive $10 in Extra Bucks). I’m going to use the Excedrin deal for an example, but this deal is not currently available. So, please do not try to work this deal at CVS today because it will not work. The point here is to see how the sales and promotions work at CVS. Let’s begin:

1.       Go to CVS with your Extra Care Card. Don’t have a CVS Extra Care Card? No worries. Just ask the cashier when you arrive. You will fill out a short form and be given your card to use immediately. (NOTE: I give a junk e-mail account that I check often. CVS will e-mail you often with internet savings, store sales, and money saving coupons that you can only get via e-mail. I usually only want the coupons. I use the junk e-mail, so my regular account is not bogged down with sales notices.)

WHY DO YOU WANT AN EXTRA CARE CARD? Your card will give you the sales prices and generate your Extra Bucks. Each EB deal has a limit. Your card will keep track of your purchases. So, if the store you are in only has 2 more Excedrin products, then you could purchase them here. Then go to the next CVS store and purchase the remaining 1-3 products needed to get your total to $20. Once your total amount spent on Excedrin products reaches $20, then your $10 EB coupon will print. You do not need to purchase all the required items in one transaction. Knowing this information is a great tip to saving money!

2.       Scan your CVS Extra Care card at the Coupon Center. The Coupon Center is red machine usually located at the front of the store. The machine is also a price checker. I have found the machine at the front register, at the front of one of the aisles, and in the middle of the floor between the front registers and the aisles. If you scan the area and do not know what you are looking for, then just ask one of the cashiers.

SIDE NOTE: Get to know your cashiers. They are great! Most of them want to help you save money and get great deals. They want you to come back. At my local CVS, I know the employees by name, and I do not hesitate to ask for help when needed.

3.       Look at the coupons that printed on the side of the Coupon Center. Some people have found that they can scan their card twice with additional coupons printing. I have tried, but I always get “You have printed your coupons for today. Please come back tomorrow.” I still try to scan it a second time. Who knows . . . maybe you will get a special card.

4.       See if you can use any of the coupons with your current Excedrin deal. These coupons that print are store coupons. You can use a store coupon and a manufacturer coupon on each item purchased. Let’s say, that one of the coupons that printed was $3 off when you purchase $10 of pain relief medication. Then you could use this store coupon with your Excedrin deal. However, if the coupons that print do not work with the planned deal (i.e. Excedrin), then I just place the printed coupons in the back of my CVS labeled envelop.

5.       Go to the pain reliever aisle, and find the Excedrin. Make sure the total amount will be at least $20. Then proceed to the checkout counter.

6.       Hand the cashier your Extra Care card. She/He will scan it. This action will cause your EB to print at the end of your transaction. The cashier will then ring up your Excedrin products. If you have manufacturer coupons, then hand those to the cashier. She/He will scan them to deduct those amounts. You will then pay the remainder of the balance.

7.       The cashier will then hand you a receipt. At the end of your receipt, you will find a coupon for $10 Extra Bucks. You can then spend that coupon on just about anything in the store. You cannot use EB on prescriptions, alcohol, gift cards, lottery, money-orders, postage stamps, and tobacco products.

8.       You will now have $10 in store credit to either save for next week or apply to transaction #2.

If this system seems confusing, then just take it slow. The drugstore game is complicated. Each store plays by different rules. Once you get to know the rules, the game becomes strategic. I will share my strategies with you and hope you can also pay little to nothing for items you need.

CVS: My 94% Savings

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Today I am going to share my CVS adventure from this week. These sales and deals are available through the end of today. However, I had been holding some very valuable coupons that I was able to use to my advantage this week. If you were to take my list to CVS this afternoon, you probably will not see the same amount of savings. You would still save, but remember, I’ve been playing the drugstore game for a couple of years. I will be sharing all my tips and tricks with you, but I recommend starting small. My list is not starting small. But I hope that when you see the possible savings, you will get excited about purchasing items without paying full price.

Before working on any deals this week, I knew I needed to shop at CVS. I had $2 in Extra Bucks (store credit) that was to expire on Tuesday. Since I do not make a habit of throwing away money, I was looking for a way to spend that $2 for what I needed. I found a number of items to purchase, and I broke it up into 3 transactions. In the up-coming weeks, I will explain the “rules” to the CVS game, but for today, I will just share the transactions and savings.

TRANSACTION #1:

  • 2 Oral-B Cross Action Power Toothbrushes

(DEAL: $3 Extra Bucks when you purchase 1 Cross Action Power Toothbrush at $6 each) Limit 2

(EXPLANATION: Purchase 2 for $12 and get back $6 in Extra Bucks (store credit))

(COUPONS:   1 – Buy One Get One Free Oral-B Cross Action Power Toothbrush (from the 1/30 Proctor and Gamble insert in the newspaper)

1 – $3 off Oral-B battery toothbrush (from the 2/27 Proctor and Gamble insert in the newspaper)

(BREAKDOWN: $12 – $6 – $3 = $3 + $6 EB)

 

  • 2 Extra Strength Excedrin and 2 Tension Headache Excedrin products

(DEAL: $10 Extra Bucks when you purchase $20 any Excedrin starting at $4.79) Limit 1

(EXPLANATION: Purchase 4 at $5.89 each for $23.56 and get back $10 in Extra Bucks)

(COUPONS:    2 – free bottles of Extra Strength Excedrin up to $5.99 (registered on-line for coupon to be mailed. I used two computers to get 2 coupons. Not sure when I requested these coupons. I’ve been saving them for a great deal.)

2 – free bottles of Tension Headache Excedrin up to $5.99 (registered on-line for coupon to be mailed. I used two computers to get 2 coupons. Not sure when I requested these coupons. I’ve been saving them for a great deal.)

(BREAKDOWN: $23.56 – $11.78 – $11.78 = $0 + $10 EB)

SUBTOTAL: $3 – $2 in Extra Bucks (EB) from previous week (due to expire) = $1

TAX: $2.13 (Yeah, paid more in tax than the subtotal.)

TOTAL: $3.13 which I paid on a CVS gift card. I then received $6 EB (toothbrushes) and $10 EB (Excedrin).

 

TRANSACTION #2:

  • 2 Crest Pro-Health toothpastes

(DEAL: $3.29 EB when you buy Crest Pro-Health Toothpaste, 4.2 oz., at $3.29 each) Limit 2

(EXPLANATION: Purchase toothpaste for $6.58 and get an EB for $6.58)

(COUPONS:     $1 off Crest Pro-Health in the Proctor and Gamble 1/30 insert

$1 off Crest toothpaste 4 oz. or larger in the Proctor and Gamble 2/27 insert

(BREAKDOWN: $6.58 – 1 – 1 = $4.58 + $6.58 EB)

 

  • RevitaLens Multi-purpose Solution (for contacts)

(DEAL: $5.99 EB when you buy RevitaLens, 4 oz. at $5.99 each) Limit 1

(EXPLANATION: Purchase the solution for $5.99 and get a $5.99 EB)

(COUPONS:       None)

(BREAKDOWN: $5.99 + $5.99 EB)

SUBTOTAL: $10.57 – $10 EB from transaction #1 = $0.57

TAX: $0.75

TOTAL: $1.32 which I paid on a CVS gift card. I then received $6.58 EB (toothpastes) and $5.99 EB (contact solution).

 

TRANSACTION #3:

  • Bounce Dryer Ball refill

(DEAL: Bounce Dryer Ball refill on sale $3.99 each)

(EXPLANATION: Buy one for $3.99)

(COUPONS: $.50 off from newspaper)

(BREAKDOWN: $3.99 – $.50 = $3.49 + I will also submit a Bounce rebate for $5.)

 

  • 3 Herbal Essences Hair Care

(DEAL: $2 EB when you buy any 2 Herbal Essences Hair Care products. I also used a rain check from a previous deal which was $2 EB when you purchase any Herbal Essences Hair Care product at $2.99 each – Limit 3)

(EXPLANATION: Purchase 3 Herbal Essence Hair products at $2.99 each = $8.97 and receive $2 EB from current deal and $6 EB from rain check.

(COUPONS: 3 – $1 off coupons from coupon booklet received in the mail)

(BREAKDOWN: $8.97 – 1 – 1 – 1 = $5.97 + $2 EB + $6 EB)

SUBTOTAL: $9.46 – $6.58 EB from transaction #2 = $2.88

TAX: $.78

TOTAL: $3.66 which I paid on a CVS gift card. I then received $2 EB, $2 EB, and $4 EB (The cashier forgot that I purchased 3 from the rain check, so she gave me 2 separate EB coupons ($2 and $4) rather than combining them together into one $6.)

 

CVS Savings on February 28, 2011

RECAP: I purchased $69.97 worth of products, paid $8.11 ($4.45 + $3.66 tax) with gift card, and saved $65.52 (determined from subtotal – $69.97 –$ 4.45 = $65.52) which is a savings of 94%.  Plus, I will get $5 from the Bounce rebate and have $19.99 Extra Bucks to spend before March 31 on what my family needs. Therefore, I made $9.88 ($19.99 EB remaining – $8.11 spent – $2 EB started with) today by purchasing 2 toothbrushes, 2 toothpastes, 4 Excedrin, 1 contact solution, 1 dryer bar, and 3 shampoos!

Learning the drugstore game took me a good 6 months to a year. However, the time spent learning has been worth it, especially when I see the savings stack up week after week!